Mortgage in Russia

Our approach

Most buyers in Russia purchase real estate through mortgage deals. It is a great opportunity to buy an apartment or house without cashing out the entire property value at once.

A mortgage is usually issued by banks or credit agencies. If you are unsure about the sum you need and other specifics of your mortgage loan, you can learn more by visiting fodyo.com. The amount of the loan is affected by property value and the size of the down payment. The optimal down payment is 10-15% of the value of the property, although it might vary depending on the bank.

The terms of a mortgage loan will depend on your financial capabilities. Many factors influence the cost of a loan (calculated in % per annum). In Russia, the current minimum mortgage rates are 4.9% per annum. Remember that the longer the mortgage loan and the smaller the down payment, the more money you will have to pay for the loan every month. You can apply for a mortgage loan on fodyo.com at one or several banks. The website will help you to pick the most convenient mortgage program, and get you a list of all the documents necessary for issuing a loan.
Bank
Rate, %
Down payment, %
6,25 %
20 %
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6,5 %
20 %
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5,99 %
20 %
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6,5 %
20 %
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6,5 %
20 %
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6,5 %
20 %
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6,5 %
20 %
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6,5 %
20 %
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6,5 %
20 %
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5,99 %
20 %
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6,5 %
20 %
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6,1 %
20 %
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6,1 %
20 %
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6,5 %
20 %
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6,5 %
20 %
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6,5 %
20 %
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6,5 %
20 %
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6,5 %
20 %
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6,5 %
20 %
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6,5 %
20 %
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6,5 %
20 %
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6 %
20 %
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7,99 %
15 %
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6,1 %
20 %
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6,5 %
20 %
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6,5 %
20 %
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6,1 %
20 %
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6,5 %
20 %
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6,5 %
20 %
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6,4 %
20 %
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6,5 %
20 %
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6,5 %
20 %
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6,5 %
20 %
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